Custodial USDT lending

Lend USDT for 30 days.
Earn 5%.

Yield is paid by admin-vetted borrowers, secured by 130% crypto collateral, and processed through a custodial treasury with maker-checker controls.

Create account to lendApply to borrow ->
$40.2M
Total volume
0.8%
Default rate
0.4 h
Avg time-to-fund
Lender dashboard
Live
Available
2,500 USDT
Active
4,250 USDT
2 loans
Marketplace access
Verified
Sign in to view live borrower requests
Create funding intents by network
Wallet Monitor confirms deposits
How Monijar works

A custodial flow, made operationally visible.

01

Create account

Sign in with email or phone OTP, then create a funding intent and deposit to the treasury wallet shown.

02

Pick a borrower

Browse admin-vetted requests by reputation, collateral, and ratio.

03

Deposit to treasury

Funds are recorded; disbursement clears after maker-checker approval.

04

Get repaid in 30d

Principal + 5% returns to your wallet. Pool covers any shortfall.

This is a custodial product
Monijar holds USDT, collateral, and repayments in platform-controlled treasury wallets. Lender payouts are processed after maker-checker treasury confirmation, not automatically by a smart contract.