Terms of service
The terms that govern your use of Monijar. Read alongside the Privacy Policy and Risks disclosure.
For operational controls, supported networks, support SLA, and Wallet Monitor details, visit the Trust Center.
01Acceptance
By creating a Monijar account or using any part of the platform, you agree to these Terms.
02Custodial service
Monijar is custodial. Funds are received into platform-controlled treasury wallets and tracked in an internal ledger.
03Loan terms
Borrower repayment obligations are shown separately from lender ROI plans. Lenders select an eligible ROI plan before funding; the selected plan is locked at funding intent creation, expected return depends on that plan, and maturity starts after funding is confirmed.
04Payout controls
Lender payout is processed only after repayment, treasury confirmation, and reconciliation. Monijar does not provide automatic smart-contract payout.
05Fees
Borrower application fee is $20 USDT and non-refundable. Other fees are disclosed before submission.
06Risks
Lenders may lose principal. Borrowers may lose collateral if they do not repay within the term and grace period.