Terms of service
The terms that govern your use of Monijar. Read alongside the Privacy Policy and Risks disclosure.
Last updated: May 20, 2026
01Acceptance
By creating a Monijar account or using any part of the platform, you agree to these Terms.
02Custodial service
Monijar is custodial in v1. Funds are received into platform-controlled treasury wallets and tracked in an internal ledger.
03Loan terms
Loans are fixed: 30-day term, 5% interest paid by the borrower to the lender, and operational fees deducted at disbursement or repayment.
04Fees
Borrower application fee is $20 USDT and non-refundable. Other fees are disclosed before submission.
05Risks
Lenders may lose principal. Borrowers may lose collateral if they do not repay within the term and grace period.