Create account
Open a Monijar account.
No passwords. We'll send a one-time code to your email to verify it's you.
Sign-in method
Email onlyHave a referral code? Enter it during registration. It cannot be added later.
Used for support, never marketing.
Intended role
Borrower access requires a referral code + KYC review after account creation.
Why Monijar
One account.
Lend, borrow, or both.
A custodial USDT lending platform. Yields are paid by borrowers, secured by 130% crypto collateral, and processed through a treasury with maker-checker controls.
Email OTP sign-in
No passwords. Email verification only.
Admin-vetted borrowers
In-house KYC and sanctions screening.
Collateralized loans
130% crypto collateral, locked in treasury.