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Why Monijar
One account.
Lend, borrow, or both.
A custodial USDT lending platform. Yields are paid by borrowers, secured by 130% crypto collateral, and processed through a treasury with maker-checker controls.
OTP sign-in
No passwords. Email or phone.
Admin-vetted borrowers
In-house KYC and sanctions screening.
Collateralized loans
130% crypto collateral, locked in treasury.